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Benefits of The Stashfin Instant Personal Loan
1. High Credit Limit
With Stashfin, you can avail a credit limit of up to Rs. 5,00,000 (including specific offers for Rs. 1,00,000). This credit line acts as a revolving facility, allowing you to top up the loan amount as and when required once you have repaid your dues.
2. Affordable Interest Rates and Flexible Tenure
- Interest Rates: Start as low as 11.99% p.a.
- Flexible Tenure: Choose repayment tenures ranging from 3 months to 36 months to suit your monthly budget.
3. Versatile Payment Modes
Equipped with a credit line card, the Stashfin personal loan provides 24/7 access to funds. The card can be used for:
- ATM Withdrawals at various locations.
- Online Merchant Sites for e-commerce shopping.
- POS Terminals at physical retail stores.
4. Reward Points (Stashcash)
To make your shopping more rewarding, every spend earns you Stashcash. These referral and loyalty benefits can be utilized to lower your loan repayment amount or redeemed for various offers.
5. Simple Eligibility Criteria
To qualify for a Stashfin instant personal loan, an applicant must meet the following:
- Employment: Must be a salaried individual.
- Income: Minimum monthly income of Rs. 18,000.
- Nationality: Must be a resident of India.
- Age: Must be at least 18 years old.
6. Instant Disbursal
Stashfin is a digital platform requiring minimum documentation for approval.
- Required Docs: PAN, Aadhaar card, and bank statements.
- Speed: Once verified and approved, funds are disbursed immediately, often within 4 hours from the time of application.
Additional Features of the Stashfin Instant Personal Loan
Visit Stashfin today to meet your short-term financial needs and experience a seamless digital borrowing process designed for modern consumers.
