Blogs & Articles
Insights, tips, and stories to help you make smarter financial choices, stay updated with Stashfin's latest news and ideas.
Published September 17, 2026
New UPI MDR Charges from 15 Oct: Everything You should Know
What are the new UPI MDR charges starting 15 October? Find out how these revised rates affect merchants, consumers, and daily digital transactions.
Other Blogs
Showing 1-12 of 2736 articles
How to Download GST Registration Certificate
Need your GST REG-06 form? Follow our simple guide to download your GST registration certificate from the official portal in under 5 minutes.
Top 3 Road trips from Delhi with StashFin Credit Line Card
Do you want to explore the magnificent travel destinations around Delhi on a road trip? Then, worry no more; with StashFin Credit Line Card, load amount in your card and pay a visit to any
The Credit Builder Interest Math: Deconstructing How Credit Building Saves Lakhs in Interest Costs
Deconstruct the interest math behind credit building — see how a higher CIBIL score cuts loan rates and saves lakhs across home, auto and personal loans.
How Credit Score Is Calculated and Why It Affects You
Know how credit score is calculated in India and why it impacts your loan approvals, interest rates, and overall financial health. Stay credit smart today.
A Deep Dive Into Comprehensive Credit Reporting: The Future of Your Financial Identity
Take a deep dive into comprehensive credit reporting. Understand how granular data sharing impacts credit assessments, risk management, and your loan eligibility.
How to Earn Cashback on CRED Credit Card Payment
CRED's reward ecosystem — built around CRED Coins, mystery jackpots, and brand partner deals — is the platform's primary value proposition beyond bill payment convenience. For users who want to maximise what they get back from paying their credit card bill on CRED, understanding how the reward system works and how to extract maximum value from it is the key.
How To Transfer Money From Credit Card To Phonepe
Learn how to send money to UPI ID from PhonePe using credit cards and understand limitations of such transfers.
Does Your Credit Score Affect Your Ability to Rent a Car?
Renting a car usually requires a credit card, but does your credit score matter? Learn when rental companies check credit and how your score can impact approvals and deposits.
Rebuilding Credit After Credit Card Default in India
A practical guide to rebuilding credit after credit card default with repayment planning, report checks, and responsible habits.
What Credit Score is Needed for an Amex Black Card?
Learn the real requirements for the Amex Black Card, including credit score expectations and the importance of spending and invitation criteria.
How to Get a Credit Score Without a Social Security Number
Building a credit history without a Social Security Number is a challenge faced by millions of people — international students, new arrivals, visa holders, and non-resident workers who need to establish a financial footprint in a country where their identity credentials differ from the standard. This page explains how an ITIN and alternative identity pathways can be used to begin building a credit profile from scratch.
How to Explain a Low Credit Score to a Lender
A low credit score does not always reflect poor financial character — sometimes it reflects a temporary setback, a period of hardship, or an error that has since been corrected. Knowing how to explain the context behind a difficult credit history to a lender can make a meaningful difference to the outcome of an application. This page covers when and how to write an effective credit explanation letter.
