Get Personal Loan Limit of up to Rs 5 Lakh in 10 Minutes

0% rate of interest upto 30 days.

Instant Approval

100% Digital

Minimal Documentation*

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Get your low interest Personal loan online now!

Download the Stashfin App

Download

Calculate your EMI

Flexible loan amount & tenure

Instant EMI estimate, no guesswork

Apply directly from the calculator

Take a step further. Calculate your available credit line.

Loan amount

₹

Tenure

Interest Rate % p.a.

Estimated EMI

₹10,000 /month

Apply Now

This is an estimate. Actual EMI may vary based on lender terms.

Start your financial journey

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Instant Approval

Get loan approval within minutes, not days. Our AI-powered system works around the clock.

No Collateral Required

The loan is disbursed with no collateral or assets as security.

Minimal Documentation

Just enter PAN, Aadhaar, and a happy selfie. No other paperwork or branch visit needed.

Suitable Tenure

Repay at ease with zero foreclosure/prepayment charges.

24x7 Accessibility

Apply anywhere, anytime on our simple & user-friendly app—no visits or paperwork required.

0 Hidden Fees

No hidden charges or confusing technical terms.

Competitive Interest Rates

Pay 0% interest for up to 30 days. Then enjoy interest starting as low as 11.99% p.a.

Trusted by Millions of users

See why users trust us

10M+

App Downloads

75L+

Happy Customers

10,000 cr+

Amount Disbursed

Pan India

Locations Served

Eligibility Criteria for Personal Loan

To avail a personal loan, you need to fulfil the following basic criteria:

Age Criteria

18 to 59 years

Income

Minimum monthly income as per policy

Employment

Both salaried and self-employed are eligibles

Credit Score

Fair credit score of 650 or above, though exceptions may apply

Getting an instant personal loan with Stashfin is quick and 100% digital.

Apply Now

Documents Required for Personal Loan

To make the process hassle-free, keep these documents handy:

MANDATORY IDENTITY PROOF

Address Proof

BANK STATEMENTS

How to Apply for Personal Loan

Sign up

Download the Stashfin app and complete a quick registration

Apply online

Fill out the simple application and upload required documents

Get Approved

Receive instant approval based on your profile and credit score.

Receive Funds

Get funds directly in your bank account within hours

Start your loan application now and get instant approval!

Interest Rates & Charges

Interest Rate 11.99% - 35.99% p.a.

Processing Fees Upto 4%

Loan Tenure 3-36 Months

Stamp Duty As per the stae lows

When you choose to apply for a personal loan with Stashfin, you unlock a host of borrower-friendly features. The following reasons make fast loans so attractive:

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Personal Loans made for your

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Investment

Corporate Bonds

Insurance

Life Insurance

Loans

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Loan by Requirement

Travel

Fund your dream vacation

Education

Invest in your education

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Quick help for medical

Marriage

Fund your dream wedding

Home Renovation

Upgrade your home today

Consumer durable

Shop durable goods easily

Gadget

Upgrade your tech gadgets

Car

Drive your dream car

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Personal Loans made for your

Personal Loan in Ahmedabad

Personal Loan in Bangalore

Personal Loan in Chennai

Personal Loan in Delhi

Personal Loan in Hyderabad

Personal Loan in Jaipur

Personal Loan in Lucknow

Personal Loan in Mumbai

Personal Loan in Pune

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Hear From Our Personal Loan Customers

Here's what our clients have to say about our products

I use Stashfin daily to pay my rent and bills. It’s fast, secure, and the reminders save me from late fees!

Priya Mehra

New Delhi

I was struggling to get a loan, but after using the Credit Builder, my credit score improved, and I started receiving better loan offers. Totally worth it!

Rohit Kapoor

Mumbai

I’ve earned real cashback just for doing my usual payments. Stashfin rewards make saving feel effortless.

Sneha Rao

Jaipur

Stashfin made securing a loan for my child's education fees simple. I just downloaded the app and completed the application within minutes

Yogesh Singh

Uttar Pradesh

Thank you, Stashfin, for the prompt loan during my family emergency. The process was simple, quick, and stress-free

Ajay Kumar

Jaipur

Frequently Asked Questions

Everything you need to know about the product and billing.

What is the minimum income to get a ₹5,00,000 personal loan?

A minimum monthly income of ₹30,000 to ₹50,000 is generally required to qualify for an instant personal loan online of ₹5,00,000

Is it possible to obtain a ₹5,00,000 personal loan without any credit history?

Is there any hidden fee on a ₹5,00,000 personal loan?

Can self-employed individuals avail of a ₹5,00,000 personal loan?

Is a guarantor necessary for a ₹5,00,000 personal loan?

Get Personal Loan Limit of up to Rs 5 Lakh in 10 Minutes

Get your low interest Personal loan online now!

Calculate your EMI

Start your financial journey

Instant Approval

No Collateral Required

Minimal Documentation

Suitable Tenure

24x7 Accessibility

0 Hidden Fees

Competitive Interest Rates

Trusted by Millions of users

Eligibility Criteria for Personal Loan

Age Criteria

Income

Employment

Credit Score

Documents Required for Personal Loan

How to Apply for Personal Loan

Sign up

Apply online

Get Approved

Receive Funds

Interest Rates & Charges

Personal Loans made for your

Personal Loan

Corporate Bonds

Life Insurance

Business Loan

Loan by Requirement

Travel

Education

Medical

Marriage

Home Renovation

Consumer durable

Gadget

Car

Personal Loans made for your

Personal Loan in Ahmedabad

Personal Loan in Bangalore

Personal Loan in Chennai

Personal Loan in Delhi

Personal Loan in Hyderabad

Personal Loan in Jaipur

Personal Loan in Lucknow

Personal Loan in Mumbai

Personal Loan in Pune

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What Are 54EC Bonds? Your 2026 Investor's Guide to Property Tax Exemption

Alternatives to Traditional Home Loans: Financing Options in 2026

HRA and Home Loan Tax Benefits: Can You Claim Both Simultaneously?

First-Time Home Buyer Loans in India: 2026 Schemes & Benefits

Step-by-Step Home Loan Application Process in India (2026 Guide)

Hear From Our Personal Loan Customers

Frequently Asked Questions

Quick Actions

Personal Loan

Personal Loan up to ₹5 Lakhs

Payments

Bill Payments Using Stashfin UPI

Corporate Bonds

Corporate Bonds

Insurance

Insurance

Calculators

Calculate your EMI

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100% digital process