Calculate your EMI
Use our smart EMI calculator to plan your loan better. Choose your amount, interest, and tenure — get your EMI instantly.
Flexible loan amounts & tenure- Instant EMI estimate — no guesswork
- Apply directly from the calculator
Why Choose Stashfin
Benefits that make us different
We've reimagined the loan experience to make it faster, more transparent, and tailored to your needs.
Quick Approval
Get loan approval within minutes, not days. Our AI-powered system works around the clock.
Minimal Documents
Only basic KYC required. No lengthy paperwork or multiple visits to branches.
No Hidden Fees
Transparent pricing with no surprise charges. What you see is what you pay.
0% Interest
Enjoy worry-free borrowing with a free credit period from 7 to 30 days with 0% interest.
Top-Tier Loan Limits
Access a loan amount up to Rs. 5,00,000 – one of the highest limits in the industry.
Easy online app
We offer a simple, user-friendly digital platform to help users manage their finances with ease.
Eligibility Criteria for
Personal Loan
To avail a personal loan, you need to fulfil the following basic criteria:
Age
Applicants must be 21 to 60 years of age
Income
A minimum monthly income as per policy
Employment Status
Both salaried and self-employed are eligible
Credit Score
A fair score of 650 or above is preferred, though exceptions may apply
Whether it is for a sudden emergency or planned expense, apply for a personal loan up to Rs. 5 Lakhs with ease and convenience.
Documents Required for Personal Loan
To make the process hassle-free, keep these documents handy:
Identity Proof
Aadhar, PAN, or passport
Address Proof
Utility bills, rent agreement, or driving license
Income Proof
Salary slips or income tax returns (for self-employed)
Bank Statements
Last three month’s bank statements
Access a personal loan of Rs. 50,000 with Stashfin's seamless process and enjoy a hassle-free borrowing experience.
How to Apply for a Personal Loan Online
Sign up
Download the Stashfin app and complete a quick registration.
Apply online
Fill out a simple application and upload required documents.
Get approved
Receive instant approval based on your profile and credit score.
Receive funds
Get funds directly in your bank account within hours.
Flexible Tenure, Interest Rates & Charges on Personal Loans
for 12 to 36 months
from ₹1,000 to ₹5 Lakhs
of up to 30 days
on the funds you use
Types of personal loans provided by StashFin
Travel Loan
Instant funds for vacations or on-trip expenses, anytime and anywhere.
Marriage Loan
Quick personal loan to plan and celebrate a dream wedding.
Medical Loan
Handle emergency or planned medical expenses with instant financial support.
Education Loan
Support higher education or school fees with fast, flexible loans.
Home Renovation Loan
Upgrade, repair, or furnish your home easily with quick loan access.
Consumer Durable Loan
Buy essential appliances like TVs or fridges with instant personal loans.
Gadget Loan
Get the latest smartphone or gadgets now with instant loan approval.
Car Loan
Finance your new or used car easily with competitive personal loans.
Two-Wheeler Loan
Own your dream two-wheeler fast with a quick personal loan.
Join thousands of satisfied customers who have chosen Stashfin for their loan needs. Apply now and get funds in your account quickly.
Frequently asked questions
Everything you need to know about the product and billing.
You can go through the eligibility criteria mentioned by the lender. Submit your income, credit, and other required details on Stashfin's platform to get an instant eligibility report for personal loans from Stashfin.
Limits vary by lender but typically range from Rs. 10,000 to Rs. 5,00,000. Stashfin offers personal loans upto Rs. 5,00,000.
Log in to your Stashfin account on app, or contact customer support.
Generally, you need identity proof, address proof, income statements, bank statements, and employment verification.
Stashfin offers personal loans with repayment periods up to 36 months.
Interest rates start from 11.99% APR (Annual Percentage Rate), however, these may vary from case to case.
Yes, you can request an increase in your personal loan limit. Approval depends on factors like your credit score, repayment history, income, and lender policies. To check your eligibility, you can contact your lender, provide updated financial documents, and demonstrate a strong repayment record.
Your loan application may be rejected due to a low credit score, insufficient income, high debt, unstable employment, or lender-specific criteria.
Check the lender’s eligibility criteria, including required income and credit score.
Reputable lenders such as Stashfin disclose all fees upfront, and there are no hidden charges associated with online personal loans; always review the terms and conditions carefully.
Our blogs
Instant personal loan up to ₹5,00,000
Need a personal loan fast? Stashfin makes it easy with instant loans up to ₹5,00,000*, minimal documentation, and a completely online process.
